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Liquor Liability / Nightclub Program
 
WKF&C delivers quality general liability coverage backed by an “A" Rated carrier. Venues in business for three years as same format at the same location are eligible. New businesses may be eligible if management has five plus years of experience as owner or manager of a similar establishment.

NOTE: Liquor Liability is not offered on a monoline basis.
 
PROGRAM FEATURES
First Dollar
Up to $5,000,000 Excess Limits Available
Assault & Battery Options (Form Specific)
No Taxes or Fees Apply
Hired & Non-Owned Auto Liability
Workers’ Comp (CT, FL, MD, NY, VA only)
Employee Benefits Liability
 
TARGET CLASSES
Night Clubs
Adult Exotic Clubs
$7,500 Minimum Premium
   
Lounges
Sports Bars/Pubs/Taverns
$4,000 Minimum Premium
   
Family Style/Casual Restaurants
$4,000 Minimum Premium
SUBMISSION REQUIREMENTS
Completed Nightclub App
Completed Live Music Supplemental
Loss runs for preceding 3 years
Detailed listing of all promotional activities (nightly promos, alcohol specials, underage promos)
   
POLICY FORMS
Commercial General Liability
Liquor Liability
   
TERRITORY
All states except: AR, DE, IN, IA, ME, MI, MS, MT, NE, NJ, NM, ND, PA, RI, SD, UT, WA, WV
 
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