| PROGRAM FEATURES |
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Blanket Coverage for Independent Contractors |
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B+ Insolvency Carveback |
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BI/PD Carveback for Professional Services |
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Supplementary Payments |
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Expanded Definition of Professional Services |
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Generous "Innocent Insured" Language |
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$2,500 Minimum Deductible |
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$2,500 Minimum Premium |
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$5,000,000 Limit Primary or Excess |
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| SAMPLE CLASSES |
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Life & Health |
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Managing General Agencies |
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Wholesale Brokerage |
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| TERRITORY |
| All states |